Loan Programs

Work Experience

I have been in the real estate and mortgage industry for over 30 years having been a licensed Realtor in Mississippi and Texas prior to moving to New Mexico in 2001 to work as a mortgage loan originator.

Having been through many challenges in the real estate and mortgage industries from high interest rates to the dissolving of the savings and loan institutes to the current lending challenges, my experience as a mortgage loan originator has given me the opportunity to work in all aspects of the process. I have structured loans, processed and worked with underwriting conditions on most loan products available today.

Teaching Realtor classes on changes in the lending industry and Realtor continuing education classes allows me to share the constant updates from the mortgage lending industry.

I am a Mortgage Banker at WestStar Mortgage. WestStar Mortgage is headquartered in Albuquerque, New Mexico with branches in many states. WestStar is a Fannie Mae and Ginnie Mae direct lender. I work with the best people in the business.

Patsy L Bailey, Expert Mortgage Talk

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